MORTGAGE PROTECTION INSURANCE

Your Family Home Protected...

Mortgage Protection works much the same as Income Protection, but only covers your mortgage repayments.

 

Most people have about 5 days annual sick cover and the average New Zealander only has about three weeks of savings – creating financial challenges after losing income for only a month.

 

Mortgage Protection is also tax deductible and not offset by ACC like Income Protection.

Why you should have mortgage protection

One of the biggest challenges the average New Zealander will face is saving a deposit for a house. Once you’ve achieved this, the next big challenge will be paying off the mortgage.

Statistics show us that there is a 33% chance that you will be sick or disabled for six months or longer prior to your 60th birthday, with four out of five long term illnesses and disabilities not being covered by ACC.

Think of the people you know that have suffered an illness or accident such as cancer. We all know somebody. Most New Zealanders only have on average three weeks worth of savings to pay the bills.

Mortgage Protection give you peace of mind about keeping the home you’ve worked so hard for.

THE LIFEPLAN PROCESS

At LifePlan, we work with you to make the process of sorting out your financial future and your life insurance as simple as possible. We’re focused on your goals and helping you achieve them.

1 We take the time to understand you

The plan we develop to help you achieve your goals focuses on the best case scenario, but sometimes things don’t go to plan. It’s important that we protect you from the risks you face so that you have the best chance of achieving your goals.

2 We work together on a plan

Once we understand your goals and your current financial situation, we’ll work with you on a plan that breaks your goals into achievable objectives that are time bound.

3 We support you while you execute your plan

We might not be in the room, but we’re still there supporting you to execute the plan we’ve developed together. We’re only ever one phone call away.

4 We’ll help you protect what matters most so you can achieve your plan

The plan we develop to help you achieve your goals focuses on the best case scenario, but sometimes things don’t go to plan. It’s important that we protect you from the risks you face so that you have the best chance of achieving your goals.

Want to know more about Mortage Protection Insurance ?

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