Trauma Insurance

Taking Care Of Your Family

Life insurance is one of the most common Personal Insurance covers – it is simple and a less expensive form of coverage that pays out a lump sum to a policy owner in the event of death to the life insured.

 

Life insurance in NZ is similar to any other type of insurance policy as it is a contractual agreement between the insurance company and the policy owner. The policy owner agrees to pay the accepted regular amount which is known as the premium.

Why you should have life insurance

Trauma insurance pays you a one-off lump sum if you have a serious medical condition (like cancer, heart attack, stroke or an accident). You could use the benefit to:

Paying final expenses

pay your out-of-pocket treatment costs – or afford the best treatment available!

Give your children the quality of life they deserve

make lifestyle changes so you can focus on healing – like permanently reducing the number of days you work

Managing domestic tasks

take some time off work or take a stress-free family holiday.

Pay off debts

take the financial and emotional burden off your family

Once you are diagnosed and survive the medical condition for 12 months you will then get a lump sum payout. However when considering Trauma or Critical illness cover you need to take into account that not all Trauma policies are equal. Your Life Plan adviser can help you figure out what’s right for you.

Why you should have Trauma Insurance

Trauma or critical illness insurance is now one of the most popular personal insurance products today in New Zealand.

A major medical event places an enormous financial burden on you and your family. The stress of the illness is compounded by the time off work without income and the bills that pile up.

Statistics have found that people who have Trauma insurance have been able to manage the financial trauma and have been well positioned to overcome their illness and get back to living.

Those without coverage have taken three times longer to over come the this situation due to the added financial stress.

THE LIFEPLAN PROCESS

At LifePlan, we work with you to make the process of sorting out your financial future and your life insurance as simple as possible. We’re focused on your goals and helping you achieve them.

1 We take the time to understand you

The plan we develop to help you achieve your goals focuses on the best case scenario, but sometimes things don’t go to plan. It’s important that we protect you from the risks you face so that you have the best chance of achieving your goals.

2 We work together on a plan

Once we understand your goals and your current financial situation, we’ll work with you on a plan that breaks your goals into achievable objectives that are time bound.

3 We support you while you execute your plan

We might not be in the room, but we’re still there supporting you to execute the plan we’ve developed together. We’re only ever one phone call away.

4 We’ll help you protect what matters most so you can achieve your plan

The plan we develop to help you achieve your goals focuses on the best case scenario, but sometimes things don’t go to plan. It’s important that we protect you from the risks you face so that you have the best chance of achieving your goals.

Want to know more about Trauma Insurance?

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