If I offered you a choice between taking a salary of $40,000 or one for $38,500 and I guaranteed if you ever got sick or injured you would get paid your salary for the rest of your life. Most people would take the package of...
Believe it or not having adequate risk insurance such as Trauma or critical illness cover can help create a sense of peace of mind. Many of us lead highly stressed strung out life's. We get up early quickly shower, dress rush off to work battling peak...
Everyone that visits this website are my close family, friends or clients or soon to be clients and I want to give you the biggest tips on how you can void making the deadly mistakes that 90% of Kiwis make and will ever know regarding...
You’ve worked hard you're entire life to save for a deposit for a house and finally brought one. You are planning to start a family or your family is now settled and happy. Like most NZ families you basically bring in just enough income to...
Trauma or critical illness insurance could be the difference between facing severe financial hardship if you receive a trauma or having the financial means to pay bills, recover more quickly and move on. Many people don't understand that if you suddenly got struck down with...
One of my insurance adviser colleagues here in our office lost her best friend on Saturday night in a car crash. They were life long friends since childhood. The saddest thing is he leaves behind a wife and three teenage children 16 yrs, 14yrs and...
Most NZ's that join KiwiSaver end up in the default fund. It's the providers responsibility to provide education to help them move out of the default fund and into the correct fund that they should be in depending on their risk profile and time frame....
I am constantly writing about how NZ's need to take control of their own destinies in reference to their wealth accumulation and risk insurance to protect their ability to accumulate wealth. I am constantly talking about the need to invest and KiwiSaver is one great...
Here's an incredible story in regards to KiwiSaver from Mary Holm in NZ messenger. In spite of the fact that the youngsters appear to be somewhat careless and out of touch in regards to riches collection into retirement. It highlights that normal NZ's have bizarre...
Today Life insurance actually has quite a few additional benefits than just a straight lump sum pay out when you die. These are some: A lump sum payment. If you die, this payment can be used to pay off large debts such as your mortgage, credit...