Mortgage protection is very new form of insurance and is the brother to Income protection. Although very similar it has some differences. It however does have many similarities to and you must decide which is the best product for your circumstances based on these minor...
Skin cancers today is a growing epidemic today which drives a greater need for Trauma insurance.Recent research out of the UK shows 5700 over 65s are diagnosed with melanomas every year, compared with only 600 in the mid 1970s. Why is this? firstly people are...
Life insurance is peace of mind. Many clients say to me all they want is for their family not to suffer financially if they died. Even having enough money to pay for the funeral is a big priority for many people. Although most families have...
In South Africa back in 1967 two brothers who happened top be surgeons created Trauma Insurance also known as critical Illness cover. They realised that many many people had a real need for for a lump sum cash payment if you were struck down with...
Health spending is up by 40 percent on the past five years. We're seeing the results in more affordable primary care, more hospital treatments, higher quality and better co-coordinated mental health care, and more initiatives in public health. "try telling that to one man in...
Recently there was a client that noticed he had developed a slight limp. He went in and got it checked out and was sadly diagnosed with Motor Neuron disease. He was an active man with a thriving dental practice. He was fit and healthy and regularly engaged in...
I have many clients that have health insurance and realy value it, many have warmed to it and valued it when they experienced having having it through a work sponsored scheme. Our clients like the fact. ‘You don’t have to wait for public services, and you...
The problem with life insurance is that those who need it most, don't have it, or they can't get it due to their health. It's distressing to learn how few people with young kids have life insurance. Stay-at-home spouses have a special need for life...
Cancer is now the fastest growing illness today and is the highest source of claims in both private and public health care second by heart problems. Health insurance claims in New Zealand topped three-quarters of a billion dollars ($764 million) in one year. I had a...
We got a call from quite a concerned lady a while back. She was concerned because her husband was quite sick and they had no Life Insurance. They were not very well off and they had two children and a mortgage. The husband was the...